top of page
scotlands mortgage advice

Experience hassle-free mortgage advice with our dedicated team of local experts. 

Our goal is straightforward: to prioritise you, the client, in everything we do. We eliminate the jargon and the unnecessary complications, providing clear advice to help you secure your dream home.

 

Welcome to Your Local Mortgage Expert 

 

Say goodbye to impersonal financial institutions. We are your approachable local specialists, fluent in your needs, regardless of your location. We bring our personalised service and local expertise to clients nationwide, because let’s be honest, automated solutions and generic approaches fall short when it comes to your most significant financial choice.

 

So, let’s have a conversation—over a cup of tea if you prefer. We’re here to assist you on your journey home. After all, when it comes to mortgages, local champions always prevail.

Our Team

Body.png
Adviser Images.png

Founder & Mortgage Expert

Phil McLeod

Hi there, I'm the founder of Your Local Mortgage Expert, a company that puts you first. I believe in giving you clear and honest advice on how to get the best mortgage for your needs. No confusing terms, no hidden fees, just straightforward guidance to help you achieve your homeownership goals. I have been working in the financial service industry for over 18 years, and I know all the ins and outs of mortgages and protection. Whether you are a first-time buyer, a remortgager, or a buy-to-let investor, I can help you find the right deal for your situation. When I'm not busy helping my clients, I like to keep fit by going to the gym, or enjoy the beautiful scenery of Scotland with my wife Michelle and our dog Dougal, who is also our CBO (Chief Barking Officer).

Untitled design.png

Proud Sponsors of

Kirkfield United Amatuers Football Club!

We are excited to announce that Your Local Mortgage Expert is now the proud sponsor of Kirkfield United Football Club! As a small business deeply rooted in the community, we believe in the importance of giving back and supporting local initiatives. We look forward to cheering on Kirkfield United as they strive for success on the field!

Real People, Real Results

2.png
Google Reviews Mortgage Advice

Get in Touch

Advice

For advice, email us at advice@ylme.co.uk or call us at 01412660686

YLME Ltd is an Appointed Representative of The Lending Channel Ltd (SC334818), whose registered address is 2/17 King James VI Business Centre, Perth PH2 8DY. Tel: 01738 583008 Fax: 01738 500402 www.thelendingchannel.co.uk.This is how we are paid for our professional services:‐ mortgages, we charge a fee which is payable as follows: £395.00 upon motgage offer. We will receive commission from the lender in addition to the fees you pay. For example if your loan is for £100,000, there will be a total charge of £395.00, Which equates to 0.395% of the loan payable as specified.You may have to pay an early repayment charge to your existing lender if you remortgage.Not all Buy to Let mortgages are regulated by the Financial Conduct Authority.As with all insurance policies, conditions and exclusions will apply.

bottom of page