Top rated insurance when you need it most
Why Get Free Advice?
Navigating the world of private medical insurance can be complex. As Scotland's experts in private medical insurance offering free, impartial guidance to help you:
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Understand your healthcare needs
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Compare policies from all major UK providers
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Find the most cost-effective coverage for your situation
Don't settle for a one-size-fits-all approach. Let us help you find the perfect policy tailored to your unique requirements.
What is Private Health Insurance?
Private health insurance gives you fast access to private healthcare – and helps you cover the cost. You can:
✔️ See a private GP
And avoid lengthy GP and hospital waiting lists.
✔️Access specialist treatment
Including mental health support, cancer care and physiotherapy.
✔️Get treated quickly
Choose where you're treated - and by whom.
✔️Use it alongside the NHS
Anyone with private health insurance can still use public healthcare.
Want some help building your plan?
Our expert team can help you to get the right cover, at a price that works for you.
We will walk you through everything you need to know and make qualified recommendations based on your exact needs.
Call us on 0141 266 0686
Lines open:
Monday to Friday 9am-5pm
Health Insurance FAQ
How is private medical insurance different from the NHS? Private medical insurance works alongside the NHS. It focuses on providing quicker access to treatment, with more choice about who treats you, and where. Anyone with health insurance can still use all services offered by the NHS.
Is it worth getting private health insurance in the UK? This depends on your individual circumstances. It’s worth considering private health insurance if you: Can afford to pay monthly premiums Want quick access to healthcare Want to ensure you are protected from any sudden, large private medical bills.
What does private healthcare cost in the UK? The cost of private medical care varies depending on the consultant, hospital, and treatment. For example, a hip replacement done privately costs on average £15,000 You can manage the costs of private healthcare with private medical insurance. By paying a monthly premium, you can access private healthcare more affordably.
Do I need to have a medical before I take out health insurance? No. If you don't have any pre-existing medical conditions, you just need to: Give the insurer your personal details Pick your level of cover Answer some basic questions If you do have a pre-existing condition, the insurer may need additional information from your GP.
Can I add people to my health insurance plan? Yes, you can add your husband, wife or partner, and your children to your health insurance plan.
Will my health insurance premiums change? Yes, your premium will change each year based on your age and medical inflation. The amount you’ve claimed also affects your premium. If you don’t claim, your premium only rises in line with age and medical inflation.
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