Additional Dwelling Supplement (ADS) — what every Scottish landlord needs to budget for.
ADS is an additional 8% land tax applied to the full purchase price of any additional residential property in Scotland. It applies to buy to let purchases, second homes and holiday lets anywhere in Scotland, on top of any standard LBTT. The figures below are general information, not tax advice — rates and reliefs are set by the Scottish Government and can change. Checked against Revenue Scotland in September 2026; confirm your own position with Revenue Scotland or your solicitor before you commit.
We will factor the published ADS and LBTT figures into your budget before you offer, so the cash you need is clear. Confirm your exact liability with your solicitor.
Direct access. No call centres.
Initial consultation is always free — no obligation, no hard sell.
Founder of the firm. Based in Lesmahagow, Phil advises clients throughout Scotland on first time buyer mortgages, remortgages, buy to let, self-employed and complex cases.
Based in Renfrew, Dougie advises landlords and complex-case clients throughout Scotland. An experienced adviser and property investor in his own right.
Mortgage advice across Scotland.
We advise clients anywhere in Scotland — including Fort William, Oban and the surrounding areas — with appointments normally carried out by telephone. Initial enquiries are always free.
Questions answered honestly.
Ready to invest in Scottish property?
Fill in the short form below and one of our advisers will be in touch within 2 hours Mon–Fri. Free initial consultation, no obligation.
Where are you up to?
This helps us prepare before we call you back — there are no wrong answers.
Prefer to talk? Call 0141 266 0686 · WhatsApp Us

