Mortgage adviser across
Lanarkshire.
Advice across both Lanarkshires — Hamilton, Motherwell, East Kilbride, Wishaw, Bellshill and Coatbridge, down through Lanark, Carluke, Larkhall, Strathaven, Lesmahagow and Biggar.
- Hamilton
- Motherwell
- East Kilbride
- Wishaw
- Bellshill
- Coatbridge
- + surrounding areas
Start your Lanarkshire enquiry
Two quick questions, then we take it from there.
- Whole of market, 90+ lenders
- Advice by phone or video
- Free initial consultation
- 2-hour response, Mon–Fri
Takes less than 30 seconds · No obligation
Lanarkshire is where the firm started and it is still where a lot of our work comes from. We are based in Lesmahagow, and between us we have arranged mortgages in most towns between Cumbernauld and the Borders.
It is a broad market. East Kilbride and Hamilton behave like commuter towns for Glasgow; Lanark, Biggar and upper Clydesdale are rural and priced accordingly; and the old industrial towns in the north have some of the most affordable housing in the central belt, which is why so many first time buyers start there.
What tends to come up in Lanarkshire
Strong first time buyer demand
Affordable stock across Wishaw, Motherwell, Coatbridge and Bellshill draws a lot of first purchases. The competition is real, so an agreement in principle before viewing matters.
Ex-local authority and non-standard housing
The area has a substantial amount of ex-council stock and some prefabricated construction types. Both are mortgageable, but not by every lender.
Commuter-belt family moves
East Kilbride, Hamilton, Strathaven and Larkhall attract families moving out of Glasgow. Timing a sale against a purchase is usually the tricky part, and worth planning before you list.
Rural and upper Clydesdale property
Around Lanark, Biggar and Douglas you find smallholdings, private water supplies and properties with land — all of which change which lenders will proceed.
The kinds of Lanarkshire cases we take on
First time buyers
Deposit, agreement in principle, Home Reports and closing dates — explained in the order you actually need them.
Learn moreHome movers
Porting, selling and buying in the same chain, and getting the timing to line up without losing the house you want.
Learn moreRemortgaging
Coming off a fixed rate, releasing equity, or comparing a product transfer against moving lender properly.
Learn moreSelf-employed and company directors
Sole traders, contractors and limited company directors, including seasonal and variable income.
Learn moreMore complex circumstances
Adverse credit, non-standard property, multiple income sources, or an application declined elsewhere.
Learn moreDebt consolidation
Weighing up whether raising borrowing against your home to repay unsecured debt genuinely stacks up.
Learn moreAdvice wherever you are
We are based in Lesmahagow, so Lanarkshire is home ground — but appointments are normally carried out by telephone, because that is what fits around work. Documents are shared securely and signatures are handled electronically.
How a Lanarkshire purchase actually runs
- 01
A free conversation about where you stand
Deposit, income, credit and timescales. Most Lanarkshire buyers can borrow more than they assume, and a few can borrow less — better to know at the start.
- 02
Checking the property type early
Ex-local-authority stock, non-traditional construction in East Kilbride and flats above shops in the town centres all narrow the lender pool. We check before you offer.
- 03
Agreement in principle
Something to show the selling agent that the money is arranged, which is what gets an offer taken seriously.
- 04
Application through to offer
We submit, chase the valuation and answer lender queries. Our case manager keeps it moving and keeps you updated.
- 05
Missives to settlement
We coordinate with your solicitor to conclusion and make sure insurance starts on the date of entry.
Mortgages in Lanarkshire
Also serving nearby
We advise clients throughout Scotland — these are the areas closest to Lanarkshire.
Looking for a mortgage in Lanarkshire?
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